Spot 'emConsumer Fintech2026
Need cash for your next position? Get spotted up to $1,000
Mobile-first consumer cash-advance app. Native iOS and Android paired with a web companion, all served by one typed backend. One team, no API drift between surfaces.

Client
Spot 'em
Industry
Consumer Fintech
Deliverables
- Native iOS app
- Native Android app
- Web companion + onboarding
Year
2026
Overview
SpotMe is a cash-advance product wrapped in a mobile-first consumer brand. The pitch on the landing page is the product in one line: 'Need cash for your next position? Get spotted up to $1,000.' Users sign up on mobile, get approved, and receive a spot when they need one. The web app is the companion surface, but the native iOS and Android apps are the primary experience.
The challenge
Consumer fintech with parallel native and web clients usually splits into two teams that drift apart within a quarter. The Spot 'em founding team wanted both surfaces to evolve at the same cadence without two backends, two type systems, or two release calendars. A spot transaction also has to feel instant on mobile while reconciling against the database on the server: optimistic on the client, exact on the backend, never out of sync.

What we built
One backend serves all three surfaces with the same typed API. The native apps and the web app share authentication, state shapes, and feature timelines: a new feature lands in the API once, both surfaces pick it up the same day. The visual identity is a deliberately consumer-mobile move: dark forest-green and warm cream, large lowercase display type, the entire UI feels like an app first and a website second. The web surface exists to convert and onboard; the apps are where the relationship lives.
Surfaces
Shipped screens, in order of the user's day. Browser chrome added for context only.






“The mobile app is the product. The web surface exists to acquire users into it, not to be a parallel codebase the team has to maintain forever.”
Delivered
- 01Native iOS app
- 02Native Android app
- 03Web companion + onboarding
- 04Typed backend serving all three surfaces
- 05Auth + sessions across web and mobile
Integrations
3 services
Postgres
Primary datastore
better-auth
Cross-surface sessions
Expo
Mobile build + delivery
Tech stack
Building something similar?
30 minutes with a founder or senior engineer. We'll talk through your roadmap, what is blocking you, and whether we are a fit. No pitch deck.



