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Stacklane

Ship FinTech features that meet compliance, not despite it.

Plaid integrations, Stripe Connect, PCI-aware data flows. Senior engineers who've shipped financial software end to end. One subscription, pause any time.

Subscription, fixed build, or white-label, depending on the work.

See all ways to work

The patterns we ship for FinTech teams

FinTech is the category where 'shipped fast' and 'shipped wrong' have the highest cost differential. Every pattern below was learned in production, under audit pressure, with real customer money in flight.

01

PCI DSS scope minimization

We tokenize, we never store. Stripe, Adyen, or a custom PSP, the principle is the same: keep PCI surface area near zero.

02

Plaid + Stripe Connect

Bank linking, KYC, KYB, account-to-account payments, marketplace payouts. The integrations that anchor most FinTech stacks.

03

Audit trail by design

Immutable event logs, queryable from day one. Auditors don't ask for evidence; they read it.

04

SOC 2 evidence in code

Access reviews, change management, vendor monitoring captured as automated artifacts, not after-the-fact scrambles.

05

HIPAA-compliant patterns

For products where finance touches health. PHI handling, BAA partners, encryption-at-rest defaults.

06

Ledger-aware data models

Double-entry accounting primitives that survive reconciliation. Money math that doesn't round-trip incorrectly.

From idea to live features

A simple approach to building financial software.

01

Schedule a call

We discuss your goals, compliance requirements, and technical needs to see if Stacklane is a fit.

02

Subscription & onboarding

Start with a monthly subscription. We onboard quickly and integrate with your team and tools.

03

Build & ship

We work from a shared task list and deliver weekly progress, with clear communication.

04

Scale or pause whenever you want

Need more speed or less capacity? Adjust, pause, or cancel, no long-term contracts.

From Plaid integrations to PCI scope, the FinTech work we ship

Lending & Credit PlatformsWealth Management & Investment TechInsurTech & Insurance PlatformsRegTech & Compliance ToolsPlaid IntegrationsB2B & B2C FinTech ProductsNeobanks & Digital BankingPayment ProcessingLending & Credit PlatformsWealth Management & Investment TechInsurTech & Insurance PlatformsRegTech & Compliance ToolsPlaid IntegrationsB2B & B2C FinTech ProductsNeobanks & Digital BankingPayment Processing

Financial software that works, and scales

Engineering that ships features with compliance and reliability baked in.

AI-native

delivery

AI in the loop from spec to ship: generation, review, refactors, tests, docs. Faster than agencies built before the AI era, with the review discipline a working product needs.

Real

software

Architected, reviewed, tested, owned. Software you can keep, maintain, and hand over. Not demoware, not prototype code that ships, not unreviewed AI output sent to your customers.

Visible

progress

Progress you can see as it happens, not at quarter-end. Working software, not a slide deck. Pause anytime with 7-day notice.

End-to-end

ownership

Accountable for what ships, not what gets coded. Discovery, design, build, deploy, maintain. One team that owns the outcome.

Frequently asked questions for FinTech

01

How fast will I receive results?

We usually start the same day after onboarding. You'll see progress daily and weekly, with features and improvements delivered continuously based on your backlog and priorities.

02

Who will work on my product?

Senior software developers, 8+ years in production, with AI in the loop end-to-end. We use the AI tooling, we own the architecture, and we sign the review on every PR. Stacklane takes full responsibility for delivery.

03

Is there a limit to how many requests I can make?

No, you can submit as many requests as you want.

04

How do you handle larger requests or features?

Large features are broken down into smaller milestones and delivered step by step. You always see progress and can adjust priorities as we go.

05

Can agencies use this as a white-label solution?

Yes. Agencies can work with Stacklane as a technical partner and offer our software services under their own brand if desired.

06

What if I only have a single request or small project?

We also offer one-off projects with fixed pricing. If you don't need ongoing development, a one-off project may be a better fit.

07

What if I don't like the result?

We work closely with you and iterate based on feedback. Our goal is to build software that fits your needs, not just deliver code.

08

Are there any requests you don't support?

We focus on software development and product design. We are not a good fit for simple marketing websites, very small design-only tasks or non-software services. If you're unsure, we'll help you determine fit during the discovery call.

09

How do we communicate and request work?

You submit requests through a shared backlog or project board. We communicate through tools like Slack, email, and regular check-ins.

10

How does pricing work?

Stacklane works on a flat monthly subscription: predictable pricing, no hidden fees, no long-term contracts. You can scale up, pause, or cancel at any time.

11

Are there any refunds?

We don't refund time already worked. Pause or cancel any time to avoid future charges; both take effect from the next billing cycle.

Let's get your FinTech product live, and growing.

We build, launch, and scale your financial software with experienced engineers and predictable pricing, so you can focus on compliance and growth. Let's talk about your next release.

Book a Free Call